SF Invest and Commercial RE

• Networking - be social go out and get involved
• Farming for new business - 10 cold calls a day (is that really that much)
• Eating Healthy - simply you feel better, you perform beter
• Exercise - see before - you feel better, you perform better, you are able to work longer without breaking down
• Educate - read something new and educational that will help you increase business
• Remember to take breaks and step away so when you return shortly your are renewed and refreshed
• Early bird gets the worm - get up early and get a fantastic start on your day

1. Be Professional (dress professional, follow thru, do what you say you will do)

2. Consult - (don't sell)

3. Refer to them - build key group of other professionals that you refer to and ask that they refer back

4. Reward - Make sure those that refer to you recognize your appreciation (simple as Thank You card)

5. Value - show your value as an asset to getting the job done right the first time

July Upcoming Events

July 26-27        9-6       GRAND OPENING

Join us for a weekend fete filled with food, fun and GREAT incentives when you purchase your home this weekend! Sit by the pool with a cool drink; tour the newly decorated Canterbury model, complete with window treatments and art! Enjoy a game of pool in the clubhouse or chat with other home owners. Don't miss this opportunity!

Coffee & pastries in the morning

Light lunch & snacks available throughout the day

Live radio broadcast on KELO FM 2-4 pm

Wine tasting 4-6 pm courtesy of Booze Boys

Special home owner offers for signing this weekend by provided:

Simply Perfect

Starmark Cabinetry

Thornton Carpet

July 31             6-9       GIRLS NIGHT OUT

No husbands or children allowed! An evening to spend with your friends, sip wine, enjoy tasty appetizers and learn more about decorating, design and how to simplify your life at our wonderful, relaxing and fabulous Canterbury Village. No presentations, just an opportunity to relax, browse and mingle. Sign up for spa package giveaways, goody bags and more. Bring a friend or two!

Event sponsors and door prizes provided by:

Quoin Financial Bank

Simply Perfect

Starmark Custom Cabinetry

Tastefully Simple

Silpada

Tupperware

Tastefully Simple

Uppercase Living

Closets N More

Top ten reasons to visit Canterbury Village:

1. The top notch customer service!
2. No lawn mowing, no snow removal, what could be better?
3. The gorgeous landscaping and the cedar shake and stack-stone exteriors-CURB APPEAL!
4. The fountain, waterfall and the relaxing sound of running water.
5. Cozying up in the clubhouse for a movie or a game of pool.
6. Burning off extra calories in the fitness center.
7. Maintenance free, carefree living.
8. The sunroom! Windows abound!
9. Taking a dip in the pool.
10. Carefully planned, thoughtfully executed.

Investments:

Why is real estate a better investment than stocks and other investments?

One word - Leverage!

Example - say you have $100,000 to invest.

How much stock can you buy with $100,000?- $100,000 in that stock of course.

How much property can you buy with $100,000?

You could buy 1 $100,000 property; you could buy a $200,000 with a 50% mortgage

Or you could easily buy a $500,000 with this $100,000 as 20% down!

Now you have a property that if purchased right will bring in monthly cash flow.

It also builds in equity over time, you can depreciate the "use" on taxes, and you can make simple improvements that increase the value.

Do you know anyway you can increase the value of stocks besides hope and prayer?

Improvements to the property can help with deductions and increasing the value of the property.

Also insurance - if the company you own stock in crashes and burns what happens to your money? It is gone.

If your property burns down, you have insurance that will pay to replace it!

Also after a few years say your property increases in value to $700,000

You now have $200,000 in equity - many will say this is only on paper and you have to sell to obtain this money, right? - Not necessarily

Three Options:

1. Sell: you could and then have to pay capital gains tax.
2. Refinance: Pull out $200,000 in equity (no taxes paid as is not "income" (side note I am not an attny/accountant - seek advice of a professional) and purchase another $500,000 or even $1,000,000 property.

-Also may have a problem pulling out all the equity, only partially

3.  Exchange: Best option, sell but complete at 1031 exchange into a larger, better cash flow producing, return on investment property and thus building you more wealth.

One more point - there are also cases where you could buy a property for less than market value if you can find the right circumstances.  Can this be done with stocks? - No

You can buy real estate as an investment with your IRA - Tax free income that goes right into your retirement account.

Benefits of real estate investment.

1. Cash Flow
2. Appreciation:  Over time the property increases in value.
3. Principal Reduction:  Loan is paid down by your tenants
4. Income Tax Savings:  IRS rules allow owners to take depreciation deductions, which shelter the cash flow and principal reduction.  Any leftover depreciation creates a paper loss which in many cases, can be used to shelter other income!